Business calculator
Free Working Capital Calculator
Calculate working capital and current ratio from current assets and current liabilities.
Working Capital Calculator
This calculator provides a mathematical business-planning estimate and is not accounting or financial advice.
Understand the result
Compare current assets and current liabilities
Working capital is current assets minus current liabilities. The current ratio divides current assets by current liabilities and provides a separate liquidity measure.
Focused formula
The result uses only the inputs relevant to this business question.
Private in your browser
Values are calculated locally and are not stored or sent anywhere.
Use the calculator
Enter the figures you already have
- 1
Add your inputs
Use the labels and period shown in the form.
- 2
Review the math
Results update as your assumptions change.
- 3
Apply the result
Use it as a planning reference for the next decision.
Current assets and liabilities
Current assets and current liabilities are short-term balance-sheet categories. Use figures from the same reporting date for a meaningful comparison.
Positive and negative working capital
The calculator displays either result accurately. It does not automatically label a business healthy or unhealthy because context differs by business and industry.
Worked example
$150,000 of current assets minus $100,000 of current liabilities equals $50,000 working capital and a 1.50 current ratio.
Frequently asked questions
Practical questions people ask about this tool
What if current liabilities are zero?
Working capital is shown normally, while the current ratio is marked not calculable because division by zero is not meaningful.
Does negative working capital always mean a business is unhealthy?
No. Negative working capital can have different meanings depending on cash cycles, industry, and payment terms.
What does the current ratio show?
It expresses current assets relative to current liabilities; a result of 1.50 means $1.50 of current assets for each $1 of current liabilities.
Is this accounting advice?
No. This is a mathematical business-planning estimate and is not accounting or financial advice.
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Monthly Revenue Calculator
Estimate revenue from sales volume.
Your generated document stays clean: no ads or forced watermark in the finished output. Use the tool first, then review the supporting guidance below only when you need the extra context.